Navy and Temple will do battle in the American Athletic Conference on Saturday afternoon. Navy is undefeated at 5-0 this season and they have an explosive offense so far this year. They will try to use that offense to get a sixth straight victory here. Before kickoff from Philadelphia, continue reading to get my Navy vs Temple prediction.
Our Navy vs Temple Pick
- Pick: Navy -10
- Confidence: 4/5
Game Snapshot
- Matchup: Navy Midshipmen vs Temple Owls
- Date & Time: Saturday, October 11, 2025, 4:00 PM ET
- Venue: Lincoln Financial Field, Philadelphia, PA
- Broadcast: ESPN2
Navy vs Temple Odds
| Betting Odds | Spread | Moneyline | Total |
|---|---|---|---|
| Navy | -10 | -360 | Over 52.5 |
| Temple | +10 | +280 | Under 52.5 |
Key Storylines
- Navy’s Unbeaten Streak: The Midshipmen enter this game with a perfect 5-0 record, including a thrilling 34-31 victory over Air Force in their previous outing. Quarterback Blake Horvath has been exceptional both through the air and on the ground this season.
- Temple’s Resurgence: Under first-year head coach K.C. Keeler, Temple has shown significant improvement, entering this game with a 3-2 record. Their defense has been solid outside of their games against power conference opponents.
- AAC Implications: Both of these teams are unbeaten in AAC play this season. Navy is already 3-0 in conference action and is a conference championship contender early on. Temple is 1-0 in conference play after their win against UTSA in their last outing. The winner of this game will stay undefeated in conference play and will give their opponent their first AAC loss.
Quarterback Play
Blake Horvath (Navy): Horvath has been a dual-threat, accumulating 839 passing yards and 485 rushing yards this season. His ability to run the option but still throw the football occasionally is incredible to watch.
Evan Simon (Temple): Simon has been efficient, throwing for 805 yards and 12 touchdowns. He has yet to throw an interception and his ability to avoid turnovers and manage the game will be key for Temple to stay competitive.
Betting Trends & H2H
- ATS Trends: Navy is 2-3 against the spread for the season. Temple is 4-1 against the spread on the year.
- Home/Road Splits: Navy is 1-0 on the road this season, while Temple is 2-1 at home.
- Over/Under Trends: Navy’s games have gone under the total in three of their first five games. Temple’s games have gone over in three of their five outings.
Navy vs Temple Model Projection
Score Projection: Navy 38 – Temple 24
Win Probability: Navy 75%, Temple 25%
Final Thoughts
Navy’s offense has been incredible so far this year, with Horvath leading the way. I think that the Midshipmen will keep things rolling in this contest. They will cover the spread in a double-digit win that will push them to 6-0 on the year and 4-0 in conference play already.
